The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to create a hypothetical projection of your future Required Minimum Distributions (RMD). This calculator has been updated for the SECURE 2.0 of 2022, the SECURE Act of 2019 and CARES Act of 2020.